PLATFORM

The first card issuing and payment platform in 5 years, the Change Platform was built from the ground up to address today’s payment needs. Designed for true innovators, the Change Platform lets businesses develop, iterate, and launch the commercial-scale payment solutions they need.

INNOVATIVE PAYMENTS AND CARD ISSUING

Change is redefining the possibilities of payments and card issuing. Providing innovative infrastructure and tools for building customizable solutions via open APIs, our platform has been designed for companies who want to control their offering of payment products to their customers.

Platform Features

Innovative

Change’s API’s provide the tools for companies to design, build and implement new payment solutions without legacy issuer processors.

Agile

Customer’s needs are constantly evolving. Change’s platform allows rapid deployment of new card programs and payment solutions.

Personalize

Change enables customization of parameters in real- time to control the flow and processing of funds. Configure payment and card experiences.

Business Intelligence

Provides a solution that is data driven and allows real-time analytics on customer and merchant behavior.

Mobile Solution

Award-winning consumer banking technology including features such as paperless mobile account opening and innovative money management tools.

Platform Benefits

Banking as a Service

White-labelled banking application that allows companies to offer innovative mobile banking applications under their own brand.

Mobile
Solutions

Award-winning consumer banking technology including features such as paperless mobile account opening and innovative money management tools.

Program Dashboard

Manage payment programs in real-time and configure program and account settings such as transaction limits and fees charged on an individual customer level.

API
Connectivity

Built for connecting digital assets that improve time to roll out new programs and features while building infrastructure to improve productivity.

Data Insights & Dynamic Controls

Access to data rich information and real-time payment and authorization controls allowing real-time insights that support day-to-day operations and drive growth.

Mastercard Processor

Payment processing capability built on Mastercard’s new network gateway (MNGS). Leverages the best of Mastercard’s evolving technology advancements.

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Our Technology Benefits

Microservices Architecture

Scale up operations with limited incremental spend.

Modular design to isolate functionality and services.

Cloud Based

Built on AWS and latest technologies.

Increased efficiency & cost savings.

API Driven

Intuitive, accessible and self-service platform.

Easily integrated with partner systems.

Audit Framework

Irrefutable audit trail and event based architecture.

Enhanced transaction monitoring and compliance benefits.

Global & Scalable

Easily adaptable application for new markets.

Automatic scalability of services and data centers.

Change Platform

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