Offer the next-generation prepaid card customised to your customers

A tailored debit card solution beyond the ordinary

Modern credit card with advanced customised features

Customized private label cards for closed loop solutions

Dedicated BNPL cards

General purpose prepaid cards

Multiple currency accounts linked to a single card with ability to move funds between

Load Salary and Payroll for easy disbursement and withdrawal

Issuing and management of Corporate cards with integration to the card scheme corporate programs (Amex EGMIS, Mastercard SDF, Diners)

Distribute incentives or benefits from Government – such as COVID relief payments

Insurance and Health provider disbursements

Distribute benefits from Government such as hardship grants

Small medium business card accounts wit business limit and spending controls

Support cards in multiple currencies

Single use physical and virtual gift cards

Real time card issuance for virtual and physical cards

Instant issuance virtual card for your prepaid and debit solution

Dedicated Buy Now Pay Later card that turns everyday purchases into a BNPL transactions

Give your customers control of larger purchases or remaining balances by switching them easy to manage instalments.

Full EMV card support for contactless cards

Full EMV card support for contact cards

Support for latest 3D Secure 2.0 protocol for e-commerce

Multiple cards per account and account per card – many to many

Tokenisation of card PAN for storage as part of PCI compliance and to protect data

Sequential or Random card numbering to reduce fraud from BIN attacks

Support the 8 digit BIN as next scheme standard

Randomly generated PIN through Hardware Security Device (HSM)

Traditional PIN mailer for PIN distribution

API for customer selected PIN from mobile device or IVR

API for PIN reset after forgotten PIN or PIN attempts exceeded

Leverage our white label mobile app to offer a modern, digital banking to your cardholders

Accept checks via a mobile app using remote deposit capture technology

Support for provisioning, lifecycle management and transaction processing for Apple Pay on mobile devices

Support for provisioning, lifecycle management and transaction processing for Google Pay on Android based mobile devices

Support for provisioning, lifecycle management and transaction processing for Samsung Pay on mobile devices

Adding the “Pays” capability for FitBit fitness and wearable devices

Adding the “Pays” capability for Garmin fitness and wearable devices

Instant issuance virtual cards for use on mobile devices

Issue supplementary virtual card for use on mobile devices

One time/Single use cards for one off transactions

Single use cards for Corporate or Supplier payments

Cardholder security feature to provide a temporary CVC or CVV for use in ecommerce transactions with a customisable expiry time.

Integration with the MasterCard digital enablement service for PAN tokenisation

Free to use, self-service API Sandbox for existing and new clients to trial our Vertexon PaaS solutions

Enabling Customer self service through mobile and internet banking channels

Enabling Customer self service through mobile and internet banking channels

Entensive API functions to support program management

Integration to issue physical cards

Integration with Access Control Server for 3DS and EMV

Embedded SDK to enable digital payments from an Apple mobile device

Embedded SDK to enable digital payments from an Android device

Full issuing service for Mastercard prepaid cards in the United States

Full issuing service for Mastercard prepaid cards in Australia

Full issuing service for Mastercard prepaid cards in New Zealand

Full issuing service for Mastercard debit cards in the United States

Issuing service for Mastercard debit cards in Australia

Issuing service for Mastercard debit cards in New Zealand

Connectivity to EFTPOS NZ for Mastercard Debit cards

Native connectivity to Mastercard network for authorisation processing

Native connectivity to Visa network for authorisation processing

Native connectivity to Unionpay network for authorisation processing

Native connectivity to JCB network for authorisation processing

Native connectivity to AMEX (America Express) network for authorisation processing

Native connectivity to Diners network for authorisation processing

Native connectivity to Discover network for authorisation processing

Scheme Clearing and Settlement file processing

Reconciliation reporting

Configurable transactions fees

Currency conversion with support for forex rates and margins

Cardholder Billing and Statements for Credit products

Automatic payment and direct debit processing for account payment – minimum due, full balance, fixed amount

Native connectivity to Mastercard Banknet and MNGS networks

Native connectivity to Visa network

Native connectivity to Unionpay network

Native connectivity to JCB network

Native connectivity to AMEX (American Express) network

Native connectivity to Diners network

Native scheme clearing file integration and processing

Provide standing capability for core banking systems when offline

Software as a Service platform, leveraging AWS in North American Region

Software as a Service platform, leveraging AWS in Australian Region

Utilising Cloud technology and configuration for a highly available platform

Utilising Cloud technology and configuration for a scalable platform

Authentication and security controls for access to a multi-tenant environment

Support for unlimited number of different currency accounts

Flexible rules engine to configure and alert on suspect behaviour

Alerts for Risk Agents to monitor suspicious activity

Ability to dynamically decline transactions in real time meeting certain rule criteria

Mastercard Decision Intelligence is a real-time authorization decisioning solution that applies thousands of data points and sophisticated modeling techniques to each transaction. AU and NZ

Manage overdue accounts and payment plans for repayment

Calculate and charge fees for late or missed payment

Flexible minimum due payment calculations

Powerful dispute management portal for customer service and back office teams

Powerful workflow engine to produce flows that match your business processes

Manage dispute files and cases across business units and user role

Configuration based on scheme rules and timeliness criteria

Handle the merchants load from Merchant file for on-us merchants

Advanced reporting and dashboard for visibility of dispute management performance

Audit tracking of user and systems actions

Role based access control and authority levels

Cash back reward feature in your card program

Integrate your card program to your preferred 3rd party loyalty partners

Point tracking feature for you and your customers

Support promotional marketing and campaign activities, and post-campaign fulfilments

Role based portal for banks and fintechs to manage card programs